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Medicare Supplement Plans in Wyoming
What is a Medicare Supplement plan?
Original Medicare (Part A and Part B) covers many health-care expenses, but there are still some out-of-pocket costs you may have to pay. Deductibles, coinsurance, and copayments are some of these costs. Wyoming beneficiaries relying on Original Medicare for all of their healthcare coverage may find themselves paying significant out-of-pocket expenses before the year is over.
Medicare Supplement plans (also called Medigap) plans in Wyoming (as in other states) may help with these out-of-pocket costs. Wyoming is one of the 47 states that have 10 standardized Medigap plans available in the state. However, not every Medigap plan is available throughout Wyoming.
Medicare Supplement plans are named with letter designations, such as Medigap Plan N. While the various Medigap plan types cover different amounts of Original Medicare out-of-pocket costs, plans named with the same letter include the same coverage no matter where you buy them. For example, Medigap Plan N covers your Medicare Part A copayment for hospice care, while Medigap Plan K covers half of that copayment. But each Medigap Plan N has the same benefits as a Medigap Plan N you buy anywhere else, even in a different state.
Medicare Supplement plans, also referred to as Medigap plans, don't cover prescription medications, but you may have the option in enrolling in a Medicare Part D Prescription Drug Plan to receive this coverage.
Comparing Medicare Supplement plans in Wyoming
When shopping for a Medicare Supplement plan in Wyoming, you may want to familiarize yourself with the different plan types available in your part of the state. Since Medigap policies having different names (such as Medigap Plan F versus Medigap Plan K) cover different amounts of Medicare out-of-pocket costs, you may want to consider how often you have doctor visits and other Medicare services before you make your selection. Medigap plan availability and costs will vary.
Feel free to enter your zip code where indicated on this page to see which Medigap plan options are available in your county.