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Medicare in Oklahoma
By the numbers
Here are some statistics about Medicare beneficiaries in Oklahoma as of 2015*:
Total number of Medicare beneficiaries enrolled in Medicare: 673, 777
Number of Medicare beneficiaries enrolled in Medicare Part A and/or Part B: 557, 128
Number of Medicare beneficiaries enrolled in a Medicare Advantage plan: 116, 649
Oklahoma beneficiaries enrolled in a stand-alone Medicare Prescription Drug Plan: 342, 071
Oklahoma beneficiaries enrolled in a Medicare Advantage Prescription Drug plan: 100, 146
Medicare Part A (hospital insurance) and Part B (medical insurance) make up Original Medicare, the government-sponsored health insurance program for qualified American citizens and legal permanent residents of at least five continuous years who are 65 or over. Some beneficiaries may qualify at any age by disability or having amyotrophic lateral sclerosis (Lou Gehrig's disease) or end-stage renal disease.
You may have Medicare plan choices beyond Original Medicare, as explained below.
Original Medicare includes only limited prescription drug coverage, so if you would like coverage for your prescription medications, you can enroll in a stand-alone Medicare Part D Prescription Drug Plan. These plans are available from private insurance companies approved by Medicare. You don't have to enroll in Medicare prescription drug coverage, but if you sign up for it, you must be enrolled in Medicare Part A and/or Part B and live within the plan's service area.
Another option you may have is to receive your Medicare benefits from a Medicare Advantage plan. Available from private, Medicare-approved insurance companies, Medicare Advantage plans cover your Medicare Part A and Part B benefits (except for hospice care, which Medicare still covers), and many plans offer extra benefits such as routine dental care and prescription drug coverage. A Medicare Advantage Prescription Drug plan can provide all your Medicare coverage in a single plan. However, you must continue paying your Medicare Part B monthly premium, as well as any premium the Medicare Advantage plan may charge.
Please note that the Medicare plan options listed above may not all be available in your area of Oklahoma. You can enter your zip code where indicated on this page to search for plans.
Medicare Resources in Oklahoma
Medicare Savings Programs in Oklahoma: You may qualify for one of Oklahoma's Medicare Saving Programs. Usually, your income has to be under a limit that is set by the government each year. These programs may help pay for premiums, deductibles, and other out-of-pocket expenses. Medicare Savings Programs are administered through state Medicaid programs; to learn more and find out if you're eligible for financial assistance, contact the Oklahoma Medicaid department.
Oklahoma State Health Insurance Counseling and Assistance Program (SHIP): Oklahoma's Medicare Assistance Program (SHIP) is a non-profit organization that informs the public about Medicare and other health insurance issues.
*Source: Statistical data from the Centers for Medicare & Medicaid Services, "On its 50th anniversary, more than 55 million Americans covered by Medicare" as of July 28, 2015.