Prescription Drug

Does Original Medicare (parts A & B) cover Prescription Drugs?

Original Medicare does not cover most prescription drugs outside of what you receive during inpatient care or at an outpatient clinic. 

How do I get Prescription Drug Coverage?

To get coverage for most prescriptions you may take routinely, you need to get Medicare prescription drug coverage. You can get prescription drug coverage through most Medicare Advantage Prescription Drug Plans (MAPD plans) or a stand-alone Medicare Prescription Drug Plan (PDP).

While Medicare Part D coverage is an optional benefit, if you don’t sign up when you’re first eligible you may have to pay a penalty to get covered later on.

How can I make sure my drugs are covered?

Every Medicare Advantage Prescription Drug plan and stand-alone Medicare Part D Prescription Drug plan has a list of the prescription drugs they cover (called formularies). Different plans have different formularies, so covered prescription drugs may vary from plan to plan.

It’s important to make sure that the coverage you choose covers the medications you need. And since formularies can change every year, it’s important to check that your prescriptions stay covered under the plan you choose.

eHealth can help you find an MAPD plan or a stand-alone Medicare Part D prescription drug plan that covers the medications you need. And if your plan’s coverage ever changes, eHealth can help you make the switch to a plan that meets your needs.

Customers found they could possibly save an average of $782/year on their Rx drugs. 1


1 According to a report by eHealth

Start by entering your ZIP Code, then add your prescription drugs to find plans