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Looking for a Medicare Supplement insurance plan in Florida? Also known as Medigap insurance, these plans help pay the difference between what Original Medicare covers and your out-of-pocket expenses. Medicare Supplement insurance may cover costs like deductibles, copayments, and coinsurance.
Florida Medicare Supplement insurance plans are offered by private insurance companies. They are designed to cover some of the out-of-pocket expenses that Original Medicare (Medicare Parts A and B) does not.
Benefits offered by Medigap policies in Florida are the same across insurance companies. However, prices vary from carrier to carrier. As such, it’s quite important to compare prices when purchasing a Medicare Supplement insurance plan in FL.
It’s all about the Open Enrollment Period for Medigap. After you turn 65 and are enrolled in Medicare Part B, you have six months to enroll in a Medicare Supplement insurance plan. If you enroll during this six month window, the insurance company cannot refuse to cover you. However, if you have a pre-existing condition*, the insurance company may make you wait up to six months for coverage for your pre-existing condition* to begin (although your coverage through Original Medicare will be in effect).
*Pre-existing conditions are generally health conditions that existed before the start of a policy. They may limit coverage, be excluded from coverage, or even prevent you from being approved for a policy; however, the exact definition and relevant limitations or exclusions of coverage will vary with each plan, so check a specific plan’s official plan documents to understand how that plan handles pre-existing conditions.
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.