Medicare Supplement Plans Comparison Chart for Comparing Medicare Supplement Plans
Medicare Supplement Plan A, Plan B, Plan C… The ten standardized plans can seem bewildering when you’re trying to sort out how they’re different from one another. Maybe this Medicare Supplement plan comparison chart will come in handy for you.
Why might you need a Medicare Supplement plan comparison chart?
There may be up to 10 different Medicare Supplement plans available where you live. Each standardized plan has its own set of basic benefits, but some plans have overlapping benefits. Rather than read separate descriptions of each plan, it may be much easier to see them laid out in a comparison chart that lets you see all the plans side by side.
Medicare Supplement plan comparison chart
This comparison chart lists the 10 standardized Medicare Supplement plans available in most states. Please note that Massachusetts, Minnesota, and Wisconsin have their own standardized Medicare Supplement plans.
|Medigap Benefits||Medigap Plans|
|Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes||Yes|
|Part B coinsurance or copayment||Yes||Yes||Yes||Yes||Yes||Yes||50%||75%||Yes||Yes***|
|Blood (first 3 pints)||Yes||Yes||Yes||Yes||Yes||Yes||50%||75%||Yes||Yes|
|Part A hospice care coinsurance or copayment||Yes||Yes||Yes||Yes||Yes||Yes||50%||75%||Yes||Yes|
|Skilled nursing facility care coinsurance||No||No||Yes||Yes||Yes||Yes||50%||75%||Yes||Yes|
|Part A deductible||No||Yes||Yes||Yes||Yes||Yes||50%||75%||50%||Yes|
|Part B deductible||No||No||Yes||No||Yes||No||No||No||No||No|
|Part B excess charge||No||No||No||No||Yes||Yes||No||No||No||No|
|Foreign travel exchange (up to plan limits)||No||No||80%||80%||80%||80%||No||No||80%||80%|
|Out-of-pocket limit**||N/A||N/A||N/A||N/A||N/A||N/A||$5,560 in 2019||$2,780 in 2019||N/A||N/A|
Yes = the plan covers 100% of this benefit
No = the policy doesn’t cover this benefit
% = the plan covers a percentage of this benefit
N/A = not applicable
* Plan F also offers a high-deductible plan. If you decide on the high-deductible option, you pay for Medicare-covered costs up to the deductible amount. After you reach that amount, your plan may pay your out-of-pocket medical costs listed above.
** If you meet your annual out-of-pocket limit and Part B deductible, the plan generally pays 100% of covered services for the rest of the calendar year.
*** Plan N may pay 100% of the Part B coinsurance. For certain office visits, you’ll have to pay up to $20, and up to $50 for emergency room visits that don’t result in inpatient admission.
Please note: If you qualify for Medicare January 1, 2020 or later, Medicare Supplement Plans C and F will no longer be available. You may be able to keep your plan if you had one before that date. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.
We hope you find this Medicare Supplement plan comparison chart helpful. To get started comparing Medicare Supplement plans, just click the Browse Plans button on this page.
If you’d like, you can contact eHealth and reach a licensed eHealth insurance agent.
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