Medicare Part D Plans in Washington
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How Medicare Part D Prescription Drug Plans work
Original Medicare, Part A and Part B, generally covers most of your hospital and doctor bills. But except in limited situations, Original Medicare doesn’t cover prescription drug costs. That’s why you might want to learn about Medicare Part D prescription drug coverage in Washington.
The Medicare Part D program was established to help cover your prescription drug costs. Available from private health insurance companies approved by Medicare, stand-alone Medicare Part D Prescription Drug Plans are designed to work alongside your Original Medicare coverage. There may be several of these plans to choose from in your part of Washington (although availability varies from county to county).
A different way to get Medicare prescription drug coverage comes with a different way to get your Original Medicare coverage. A Medicare Advantage Prescription Drug plan delivers your Medicare Part A, Part B, and prescription drug benefits in a single plan. It doesn’t cover hospice care, but that care is still covered directly through the Medicare program if you’re enrolled in a Medicare Advantage plan. Like stand-alone Medicare Part D Prescription Drug plans, Medicare Advantage plans are offered through private insurance companies that contract with Medicare. You still need to pay your Medicare Part B premium, along with any premium the plan may charge.
Comparing Medicare Part D Prescription Drug Plans in Washington
Not every Medicare Prescription Drug Plan in your part of Washington may fit for your needs, so it may be helpful for you compare all of your options. To start, you might want to look at each plan’s drug formulary. This is a list of all the prescription medications covered by a plan, and formularies may vary among plans. Make sure that your medications are covered before enrolling in a Medicare Prescription Drug Plan. A plan’s formulary may change at any time. You will receive notice from your plan when necessary.
Note that availability and costs may vary from plan to plan and location to location. To start comparing the plan options available in your part of Washington, you can enter your zip code where indicated on this page.