Medicare Part D Plans in Ohio
Find affordable Medicare plans in Ohio
Original Medicare (Part A and Part B) covers mainly medical and hospital services and supplies. Only in limited situations will Original Medicare cover certain prescription drugs; for example, it may cover those medications given to you as a hospital inpatient and certain prescription drugs administered to you in an outpatient setting.
As a Medicare beneficiary in Ohio, you can sign up for a stand-alone Medicare Part D Prescription Drug Plan to help cover some of your medication costs. Available from private insurance companies approved by Medicare, Medicare Part D Prescription Drug Plans are designed to work alongside your Original Medicare coverage.
Alternatively, you can sign up for a Medicare Advantage Prescription Drug plan to receive your Medicare Part A, Part B, and prescription drug benefits all in a single plan. These plans are offered by private, Medicare-approved insurance companies and must include the same benefits Medicare Part A and Part B provide (except hospice care, which Medicare covers), and many plans include other benefits as well, such as routine vision and hearing services. You must continue to pay your Medicare Part B premium along with any premium the Medicare Advantage plan may charge.
Eligibility and enrollment
- You can sign up for a stand-alone Medicare Part D Prescription Drug Plan if you’re enrolled in Original Medicare, Part A and/or Part B.
- You can sign up for a Medicare Advantage Prescription Drug plan if you’re enrolled in Original Medicare, Part A and Part B.
In either case, you must live within the plan’s service area.
You can enroll in a Medicare Prescription Drug Plan or a Medicare Advantage Prescription Drug plan when you first qualify for Medicare. There are other enrollment periods, but by signing up when you’re first eligible, you may avoid a late-enrollment penalty.
The Annual Election Period (October 1 through December 7 annually) is another opportunity to enroll in a Medicare Prescription Drug Plan or a Medicare Advantage Prescription Drug plan.
In some cases, you might qualify for a Special Election Period when you can sign up for this coverage.
Comparing Medicare Part D Prescription Drug Plans in Ohio
Even if you don’t currently require any prescription medications, you might want to consider enrolling in a Medicare Prescription Drug Plan to help cover these costs in the future. Remember, if you don’t get this coverage when you’re first eligible for Medicare, you might pay a late-enrollment penalty if you sign up later on.
Availability and costs of Medicare Prescription Drug Plans may vary from county to county, so you might want to compare all plans available to you where you live. Also, each Medicare Prescription Drug Plan develops its own list of covered brand-name and generic drugs, called a formulary. You may want to make a list of your prescription medications and compare it with the formulary of any plan you’re considering. The formulary may change at any time. You will receive notice from your plan when necessary.
We can help you start comparing Medicare Prescription Drug Plan options today. Just enter your zip code where indicated on this page and we’ll provide you with a customized list of plan options available in your area. You may also enter your current medications to help narrow your search for a plan option that may work for you.