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Medicare Part D in Nevada


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As of 2018, Nevada has close to half a million Medicare beneficiaries. About 70% of these Medicare beneficiaries in Nevada had Medicare Part D coverage, according to the Centers for Medicare and Medicaid Services (CMS).

What is Medicare Part D in Nevada?

Original Medicare (Part A and Part B) generally does not cover the prescription medications you take at home. That’s where Medicare Part D comes in. Medicare Part D in Nevada is offered by private insurance companies regulated by Medicare and may cover many of the prescription drugs you take at home. Medicare Part D generally does not cover over-the-counter medicines.

How do I get Medicare Part D in Nevada?

You can get Part D coverage in Nevada (or any state) in two different ways.

  • Through a Medicare Advantage plan with prescription drug coverage. Many Medicare Advantage plans in Nevada include prescription drug coverage. Medicare Advantage gives you your Medicare Part A, Part B, and Part D benefits in a single plan. You still need to pay your monthly Medicare Part B premium, plus any premium the plan may charge.
  • Through a stand-alone Medicare Part D Prescription Drug Plan that works alongside your Original Medicare coverage. You may have to pay an additional premium for this plan.

How do I enroll in Medicare Part D in Nevada?

There are certain time periods when you can sign up for Medicare Part D in Nevada, whether you decide on a stand-alone Medicare Part D Prescription Drug Plan or a Medicare Advantage Prescription Drug plan.

When you’re first eligible for Medicare, you can sign up for a Medicare Prescription Drug Plan at the same time that you enroll in Medicare. Another time you can sign up for coverage under Medicare Part D in Nevada is during the Annual Enrollment Period (October 15 – December 7).  You can also switch plans, drop plans, and more during that time. Read more about the Annual Enrollment Period.

What else should I know about Medicare Part D in Nevada?

Not all plans cover the same prescription drugs. To find out what medications a particular plan covers, ask for that plan’s formulary, or list of covered prescription drugs. The formulary may change at any time and you will receive notice when necessary.

In 2018 according to the Centers for Medicare and Medicaid Services (CMS)

  • 36 Medicare Advantage plans were available in Nevada, many of which offered Medicare Part D in Nevada
  • 24 stand-alone Medicare Part D prescription drug plans were available in Nevada
  • 78 percent of people with a Medicare Part D prescription drug plan in Nevada have access to a plan with a lower premium than they paid in 2017
  • $20.20 is the lowest monthly premium for a Medicare Part D prescription drug plan in Nevada

To talk with an eHealthInsurance licensed insurance agent about Medicare Part D, just call 1-888-294-2801 (TTY users 711) Monday through Friday, 8:00 AM to 8:00 PM ET.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.

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