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Did you miss your Medicare Initial Enrollment Period (IEP)? That’s the time (often a seven-month period, depending on your eligibility) when you first qualify for Medicare, and it’s a good time to enroll in the program. You don’t need to sign up for Original Medicare, Part A and Part B, if you’re automatically enrolled. See Do I Need to Apply for Medicare? if you’re not sure whether you qualify for automatic enrollment.
If you weren’t automatically enrolled in Medicare, and you missed your IEP, you can still apply for Medicare Part A and/or Medicare Part B during the General Enrollment Period, which runs from January 1 to March 31 each year. If you enroll in Medicare during the General Enrollment Period, your coverage begins on July 1.
If you enroll during the General Enrollment Period instead of during the IEP, you could face late-enrollment penalties. These examples use Medicare premiums for 2019.
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.