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Almost 1 out of 3 people in the United States will have cancer in their lifetime, according to the American Cancer Society. While that statistic may be concerning, the good news is that with cancer treatment, some types and stages of cancer have very good survival rates.
There are many options for cancer treatment. Medicare generally covers cancer treatment and other medically necessary services.
According to the National Cancer Institute, there are many types of cancer treatment. Some types of cancer treatment are performed on an inpatient basis and some are performed on an outpatient basis. Many people have a combination of treatments. Cancer treatment can include:
Cancer treatment may involve outpatient care, inpatient care, and prescription drugs you take at home. The different parts of Medicare may cover different aspects of cancer treatment.
Medicare Part A (hospital insurance) generally covers cancer treatment you receive as an inpatient including:
Medicare Part B (medical insurance) generally covers cancer treatment you receive as an outpatient including:
Medicare Part D may cover prescription drugs used to treat cancer and cancer treatment side effects. According to the National Cancer Institute, during cancer treatment you may experience:
and other problems as a result of cancer and cancer treatment. If you take prescription drugs at home to help alieve these side effects, you may need Medicare Part D to cover your medications. Medicare Part A and Part B generally don’t cover prescription drugs you take at home. You can get Medicare Part D coverage through a stand-alone plan to go alongside Original Medicare or through a Medicare Advantage plan with prescription drug coverage.
Even with Medicare coverage, you may have out-of-pocket costs associated with your cancer treatment. Medicare Supplement may cover some out-of-pocket costs associated with cancer treatments including:
Although Medicare covers many services related to cancer treatments, Medicare generally doesn’t cover some cancer-related services such as:
To find a Medicare plan that covers cancer treatment, enter your zip code on this page.
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.