Medicare in Iowa
Find affordable Medicare plans in Iowa
By the numbers
Medicare coverage is available in Iowa for eligible seniors and certain disabled individuals of any age. Some beneficiaries may also qualify under 65 if they have end-stage renal disease or Lou Gehrig’s disease. You must be either a U.S. citizen or legal permanent resident of at least five continuous years. Below is more information on Medicare in Iowa in 2018:*
- Iowa beneficiaries enrolled in the Medicare program: 616,999
- Iowa beneficiaries enrolled in Medicare Part D: 479,091
- Iowa beneficiaries enrolled in Medicare Advantage or other Medicare health plan: 124,066
Medicare Advantage plans and Medicare Prescription Drug Plans are available through private insurance companies that contract with the Medicare program to offer Medicare insurance plans (such as Medicare HMOs or a Medicare Prescription Drug Plans. Not every Medicare plan may be available statewide or in all service areas, so always be sure to research the plan options for your specific zip code in Iowa.
Because benefits, costs, and plan availability can all change from year to year, it’s a good idea to review your Medicare coverage on an annual basis to ensure that it still meets your health and financial needs.
Medicare resources in Iowa
Iowa Medicare Savings Programs: Iowa beneficiaries with limited income can apply for assistance with out-of-pocket Medicare costs, which may include premiums, copayments, and deductibles. To be eligible for a Medicare Savings Program, you must meet certain income and asset requirements. For the most up-to-date eligibility information, contact the Iowa Medicaid department, which administers Medicare Savings Programs in the state. You can also visit the Iowa Department of Human Services website to learn more.
Iowa State Health Insurance Counseling and Assistance Program (SHIP): The Senior Health Insurance Information Program (SHIIP) is a resource for Iowa beneficiaries. It supports beneficiaries and their families by providing free, unbiased information on Medicare and health coverage. SHIIP’s website has a list of their office locations by county; to look up the contact information for the nearest SHIIP office, visit the Senior Health Insurance Information Program website.
*Source: Statistical data from the Centers for Medicare & Medicaid Services (CMS), “Medicare Enrollment Dashboard,” from the CMS Office of Enterprise Data & Analytics, February 2019.