Medicare Advantage Plans in Rhode Island
Find affordable Medicare plans in Rhode Island
In Rhode Island (as in other states), Medicare Advantage plans are widely available, offering an alternative way to get Medicare benefits for those enrolled in Original Medicare (Part A and/or Part B). Offered by private insurance companies approved by Medicare, Medicare Advantage plans provide all the hospital and medical benefits provided through Original Medicare (besides hospice care, which is still covered under Medicare Part A). Many Medicare Advantage plans also include benefits such as routine dental, hearing, vision and prescription drug coverage.
Medicare Advantage Prescription Drug plans in Rhode Island
Many Medicare Advantage plans also provide prescription medication benefits. Called Medicare Advantage Prescription Drug plans, these plans are also offered through private Medicare-approved insurers. Medicare Advantage Prescription Drug plans give you the convenience of including your health and prescription medication benefits in a single plan.
Eligibility and enrollment
You need to be enrolled in Medicare Part A and Part B to qualify for a Medicare Advantage plan. You must live in the plan’s service area. Beneficiaries with end-stage renal disease (ESRD) might not be eligible; check with the plan or with Medicare if you have ESRD. Medicare’s contact information is at the bottom of this page.
You can sign up for a Medicare Advantage plan when you’re first eligible for Medicare, or during the Annual Election Period (October 15 through December 7). In some cases, you may qualify for a Special Election Period.
Comparing Medicare Advantage plans in Rhode Island
There may be a number of Medicare Advantage plans in your part of Rhode Island, so you may want to think about your health care and budget needs and shop accordingly. The availability and cost of plans may vary. Note that some Medicare Advantage plans may have monthly premiums as low as $0, but remember to consider all plan costs, including deductibles, copayments, coinsurance, and out-of-pocket maximum limits.
No matter what type of Medicare Advantage plan you may choose, you need to continue paying your Medicare Part B premium.