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Medicare Advantage Plans in New Hampshire

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About Medicare Advantage in New Hampshire

Medicare Advantage, otherwise known as Medicare Part C, is a program that lets you get your Original Medicare benefits through a private, Medicare-approved health insurance company instead of directly through the government. There may be several Medicare Advantage plans available in your part of New Hampshire.

Original Medicare is the government-sponsored health insurance program for those aged 65 and over and those who qualify by disability. It’s made up of Medicare Part A, hospital insurance, and Medicare Part B, medical insurance. Many Americans are automatically enrolled as soon as they’re eligible, and you do need to be enrolled in Original Medicare if you want to sign up for a Medicare Advantage plan.

Available from private, Medicare-approved insurance companies, Medicare Advantage plans cover all hospital and health benefits found in Original Medicare (Part A and Part B) except hospice care, which Medicare Part A still covers. In addition, Medicare Advantage plans may offer extra benefits not found with Original Medicare, such as hearing, dental, and/or routine vision coverage.

Medicare Advantage Prescription Drug plans in New Hampshire

Some Medicare Advantage plans include prescription medication benefits as well. These types of plans are called Medicare Advantage Prescription Drug plans, and combine both health and prescription drug coverage into a single plan for Medicare beneficiaries in New Hampshire. The same is true in other states.

No matter what type of Medicare Advantage plan you may choose, you need to live in the plan’s service area, and continue paying your Medicare Part B monthly premium.

Comparing Medicare Advantage plans in New Hampshire

You may find that Medicare Advantage plans vary in availability, costs, and coverage details, depending on your state and county of residence. You might want to take a look at all available Medicare Advantage plans in your area before you select a plan that may suit your needs.

Also, remember that many Medicare Advantage plans offer prescription drug benefits. It may be helpful to make a list of your prescription medications while you’re shopping for plans, and make sure the plan you enroll in covers them. Each Medicare Advantage Prescription Drug plan has its own formulary, or list of covered prescription drugs. The plan formulary may change at any time. You will receive notice from your plan when necessary.

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