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Medicare Advantage Plans in Louisiana

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What are Medicare Advantage plans in Louisiana?

The Medicare Advantage (Medicare Part C) program in Louisiana offers an alternative to beneficiaries who wish to expand their coverage beyond Original Medicare, Part A and Part B. You’re still enrolled in Medicare if you decide to get your Medicare benefits through a Medicare Advantage plan. The same is true in other states.

Medicare Advantage plans include all the coverage of Part A and Part B (besides hospice care, which Medicare still covers), but often provide additional benefits for services like vision care, hearing aids, dental care, and prescription medications. Medicare Advantage plans are offered by private insurance companies approved by Medicare.

It’s important to know that Original Medicare doesn’t include most prescription drug coverage. With a Medicare Advantage Prescription Drug plan, you can get all your Medicare coverage in a single plan. You still need to pay your Medicare Part B monthly premium, however, along with any premium your Medicare Advantage plan charges.

Choosing a Medicare Advantage plan in Louisiana

Different health insurance companies offer various Medicare Advantage plans in different parts of Louisiana. Plan specifics and costs may also vary. You may want to compare the costs and benefits of each individual plan carefully to find coverage for your specific medical needs and budget. You also may want to make sure the plan you choose covers any prescription medications that you take. Be aware that plans may change their lists of covered drugs (formularies), but will notify you when necessary.

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