Medicare Advantage Plans in Alaska
Find affordable Medicare plans in Alaska
What are Medicare Advantage plans?
Medicare Advantage (Medicare Part C) is a program that lets private Medicare-contracted companies offer Medicare Advantage plans. These plans provide beneficiaries with an alternative way to receive Original Medicare (Part A and Part B) benefits. Medicare Advantage plans offer the same benefits covered by Medicare Part A and Part B, but may include additional coverage such as prescription drug benefits, routine dental coverage, and routine vision or hearing care. There may or may not be Medicare Advantage plans available in your part of Alaska.
To find out, you can contact Medicare (information below). Or, enter your zip code in the form on this page or call the phone number listed on the form to speak with a licensed insurance agent at eHealth.
Medicare can be can be reached at 1-800-MEDICARE (1-800-633-4227; TTY users 1-877-486-2048) 24 hours a day, 7 days a week.
Prescription drug coverage with Medicare Advantage plans in Alaska
If there are available Medicare Advantage plans in Alaska, some plans might include prescription drug benefits. If you enroll in a Medicare Advantage Prescription Drug plan, all your Medicare benefits are packaged together in a single plan. However, you still need to continue paying your Medicare Part B monthly premium if you’re enrolled in a Medicare Advantage plan, along with any premium that plan may charge.
Even if you don’t have access to a Medicare Advantage Prescription Drug plan, you may still be able to get Medicare prescription drug coverage in your part of Alaska. You can enroll in a stand-alone Medicare Part D Prescription Drug Plan to work with your Original Medicare coverage if you live within the service area of such a plan.
If you don’t have a Medicare Advantage plan, you may also be able to sign up for a Medicare Supplement (Medigap) plan to help pay for Original Medicare’s out-of-pocket costs.
Choosing a Medicare Advantage plan in Alaska
It is important to spend some time researching any Medicare Advantage plans that may be available in your part of Alaska before selecting one that may fit your specific needs. These plans can vary in terms of the type of coverage included and the cost of the plan. Some plans may even offer $0 premiums, but you may also want to compare other costs such as copayments, coinsurance, and deductibles.
Some factors to consider when selecting a Medicare Advantage plan might include the specific type of medical care you need, whether the plan covers your prescription medications, and whether your preferred Medicare doctors are part of the plan’s network.