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A Medicare Advantage PPO plan*, or a Preferred Provider Organization plan, is available through a private insurance company contracted with Medicare to provide and coordinate benefits for beneficiaries. Each PPO plan has its own network of doctors and hospitals. Individuals enrolled in a Medicare Advantage PPO plan are allowed to use out-of-network providers for Medicare covered services, but usually for a higher cost.
|Medicare Advantage Preferred Provider Organization (PPO) plan|
|Are prescription drugs covered?||In most cases, yes, but contact the plan to be sure. If you want prescription drug coverage, you must enroll into a Medicare Advantage PPO plan that offers prescription drug coverage.|
|Do I need to choose a primary care doctor?||No.|
|Do I have to get a referral to see a specialist?||Not in most cases, but you may want to check with your plan to be certain.|
If you enroll into a Medicare Advantage PPO Plan, costs associated with the plan include:
*Out-of-network/non-contracted providers are under no obligation to treat Preferred Provider Organization (PPO) plan members, except in emergency situations. For a decision about whether we will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.
eHealth's Medicare website is operated by eHealthInsurance Services, Inc., a licensed health insurance agency doing business as eHealth. The purpose of this site is the solicitation of insurance. Contact may be made by an insurance agent/producer or insurance company. eHealth and Medicare supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. We offer plans from a number of insurance companies.