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Where Do I Send My Payment for the Bill I Received for My Medicare Premiums?

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If you’re currently receiving retirement benefits from the Social Security Administration, Railroad Retirement Board, or Civil Service, then your Medicare Part A (if you pay a premium for it) and/or Part B premiums will be automatically deducted from your benefit payments. If you aren’t currently receiving retirement benefits, you’ll get a “Notice of Medicare Premium Payment Due” bill in the mail to pay your premiums manually.

You have a couple options when it comes to paying your Medicare premiums.

Paying your premiums by mail

You can mail your Medicare premium payment in the pre-addressed envelope included with your billing notice. Be sure to fill out and include the bottom section of your premium bill when mailing back your payment.

You can send your Medicare premium payments by mail to the following address:

Medicare Premium Collection Center

P.O. Box 790355

St. Louis, MO 63179-0355

To ensure your account is credited properly, please write your Medicare number clearly on the check or money order. Or, if you are paying with a credit card or debit card, make sure to provide the account number and expiration date exactly as it appears on your card.

If you lose the pre-addressed envelope or have questions about where to send your payment, contact Medicare. You can reach Medicare by visiting Medicare.gov or calling 1-800-MEDICARE (1-800-633-4227) (TTY users 1-877-486-2048), available 24/7.

If you received a bill for your Medicare premiums from the Railroad Retirement Board (RRB), you should mail your payment to the RRB at:

RRB, Medicare Premium Payments

P.O. Box 979024

St. Louis, MO 63197-9000

Medicare Easy Pay

Alternatively, you can also sign up for Medicare Easy Pay, an electronic payment method that automatically deducts your premium payments from your bank account each month. To sign up for Medicare Easy Pay, visit Medicare.gov and fill out an authorization form to sign up. If you need help or have questions about Medicare Easy Pay, call 1-800-MEDICARE (1-800-633-4227) (TTY users 1-877-486-2048), available 24/7.

Online bill payments through your bank

Your bank may offer an online bill payment service that lets you pay for your Medicare premiums over the Internet. Contact your bank to find out if they provide this service. Keep in mind that some banks may charge a fee to process online payments, so check with your bank for more details.

Premiums for Medicare plans

If you are enrolled in a Medicare Prescription Drug PlanMedicare Advantage plan, or Medicare Supplement plan, you may have a separate monthly premium for your Medicare plan. In these situations, you’ll send premiums payments directly to your Medicare plan, not the federal Medicare program, Medicare.gov, or the Railroad Retirement Board. Many Medicare plans give you the option to make premium payments online or by mail. If you have questions about billing or where to send the payment for your plan premium, contact your Medicare plan for more information.

If you have Medicare Part D, you’ll pay the premium for your Medicare Prescription Drug Plan or Medicare Advantage Prescription Drug plan directly to your Medicare plan. However, in some situations, you may have to pay an extra amount if your income falls above a certain threshold; this extra cost is known as a Part D income-related monthly adjustment amount (Part D-IRMAA). Medicare will notify you if you need to pay the Part D-IRMAA. Important note: If you need to pay the Part D-IRMAA, you’ll pay this directly to Medicare, not your Medicare plan.

Like your Medicare Part A and/or Part B premiums, you can get your Part D-IRMAA bill automatically deducted from your Social Security, Railroad Retirement Board, or Civil Service benefit. Otherwise, you can pay for your Part D-IRMAA bill in the same ways that you pay for your Medicare Part A and/or Part B premiums: By mail through check, money order, credit card, or debit card; through Medicare Easy Pay; or through your bank’s online payment service.

Remember, regardless of the type of Medicare plan you’re enrolled in, you’ll need to continue to paying your Medicare Part B premium, in addition to any premium required by your Medicare plan.

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