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Medicare Part D Plans in Wyoming

How Medicare Part D plans work in Wyoming

Medicare Part D offers beneficiaries prescription drug coverage. These plans are sold by private insurance companies and the drug benefit is available through either a stand-alone Prescription Drug Plan (PDP) for Original Medicare beneficiaries, or by joining a Medicare Advantage Prescription Drug (MAPD) plan.

If you would like to have prescription drug coverage, then you would have to enroll in Medicare Part D even if you have already purchased a Medicare Supplement plan (or MedSup). MedSup plans only fill in the coverage gaps in Original Medicare , they do not cover the cost of prescription drugs.

Medicare Part D plan facts for Wyoming

Many Wyoming residents do use a Medicare Part D plan to cover their prescriptions. As of 2013, there are 33 different plans available in Wyoming, giving you lots of Part D plan options to choose from. The average monthly premium for a Part D plan is $57.26. Of the 33 plans, nine are eligible for a low-income subsidy and nine provide some coverage during the Part D "donut hole". The donut hole is a coverage gap in Part D during which your drug benefits are reduced and your cost sharing increases. Some coverage during the donut hole can be helpful for beneficiaries who need numerous or costly medications.

Comparing Medicare Part D plans in Wyoming

There are several Medicare Part D plans on the market, so it can be a good idea to do your research and find a plan that's a good fit for you. For example, it is worth considering a plan's copayments in comparison to its monthly premium. There are some very low premium plans on the market that make up the costs with high copayments. Depending on how many medications you need, you may be better off with a higher-premium Part D plan that offers more coverage for medical services.

Like many other beneficiaries, you may find it important to review the drug formularies of the Part D plans you're considering. The drug formulary lists the medications covered by a plan. Ideally, a plan would cover as many of your medications as possible. Finally, it can be wise to be aware that the Part D plans available to you depend on your particular location. While there are 33 plans available in the state, not all are available in all locations.

Data provided by the Kaiser Family Foundation.

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