Medicare Part D Plans in Minnesota

Minnesota Medicare
Find Medicare Part D Insurance in MN

Learn about Medicare Part D plans in Minnesota

Medicare beneficiaries in Minnesota have options for receiving prescription drug benefits. One option is through a Medicare Part D plan . Medicare Part D coverage, also known as Prescription Drug Plans (PDPs), is offered through private insurance companies that cover the costs of certain eligible prescription medications. Those who are enrolled in Original Medicare, Medicare Supplement, or certain Medicare Advantage plans that do not include prescription drug coverage have the option to enroll in a Medicare Part D plan in Minnesota.

Statistics on Medicare Part D plans in Minnesota

Medicare Part D plans will vary depending on location. Below are some interesting statistics about Medicare Part D plans in Minnesota:

  • Total number of Minnesota residents enrolled in a PDP (2012): 321,214
  • Medicare Part D enrollees as a percentage of all Medicare population in Minnesota (2012): 39%
  • Number of PDPs available in Minnesota (2013): 32
  • Number of organizations offering PDPs (2013): 16
  • Number of low-income PDP subsidy recipients (2012): 140,027
  • Average premium for Minnesota PDPs (2012): $56.52
  • Percent of PDPs with a $0 deductible (2012): 44%
  • Percent of PDPs with the standard $320 deductible (2012): 44%
  • Percent of PDPs with a coverage gap (2013): 66%

Original Medicare coverage typically does not cover prescription drug costs. However, there are instances where Original Medicare may cover drug costs, such as in the case of immunosuppressant drugs for transplant patients, a strict list of oral anti-cancer drugs, and certain prescriptions used in nebulizers and infusion pumps.

Medicare beneficiaries in Minnesota who take regular maintenance prescription drugs should enroll in a PDP to help cover the costs of brand-name and generic drugs not covered under Original Medicare. Even if you have no current prescriptions, it is recommended that you consider joining a Medicare Part D plan in Minnesota in case prescriptions are needed in the future.

Compare Medicare Part D plans in Minnesota

We recommend that beneficiaries compare all available stand-alone Medicare Part D plans in Minnesota, since the availability and cost of each depends on the county in which you live. Additional consideration should be given to each private insurance company that offers Medicare Part D plans in Minnesota, as they may have a formulary list and drug tiers that may or may not correspond with your medication needs. This means that a beneficiary in one part of Minnesota may pay a different premium and cost for drugs than someone in another part of the state who requires the same drugs. Therefore, it is important to factor in your current prescription drug needs when evaluating a stand-alone Medicare Part D plan in Minnesota.

If you wish to start comparing Medicare Part D plans in Minnesota now, you may simply enter your zip code at the top of this web page, and we will provide you a customized list of available plans and providers. You may also refine your search by entering your current prescription drugs.

Data provided by the Henry J. Kaiser Family Foundation.

Medicare has neither reviewed nor endorsed this information.