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Med Supp Benefits 2010 and Beyond
NEW: Starting June 1, 2010, the types of Medicare Supplement Plans that you can buy will change:
- There will be two new Medicare Supplement Plans offered: Plans M and N.
- Plans E, H, I, J will no longer be available to buy. If you already have or you buy Plan E, H, I, or J before June 1, 2010, you can keep that plan. Contact your plan for more information.
|Med Supp Benefits||A||B||C||D||E3||F1||G||H3||I3||J1,3||K||L||M||N|
|Source: Oregon SHIBA 8/24/09 Volunteer Training Manual: Medigaps and Other Insurance to Supplement Insurance|
|Part A Hospital Coinsurance|
|Part B Coinsurance||50%||75%||2|
|Part A Deductible||50%||75%||50%|
|Part B Deductible|
|Part B Excess Charges|
|Foreign Travel Emergency|
|2010 out-of-pocket limit||$4,620*||$2,310*|
* Once the out of pocket limit is reached plan pays 100% (Note: these are 2009 $ amounts)
1 Plans F and J also offer a high-deductible option. You pay $2,000 (2009 amount) before your coverage begins.
2 Plan N's Part B coinsurance: Beneficiary pays $20 per physician visit & $50 per Emergency Room visit, unless the patient is admitted, before coverage begins.
3 Plans E, H, I and J will no longer be sold after June 1, 2010. Because Med Supp Plans are guaranteed renewable, those who already have them may keep them.