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Med Supp Benefits 2010 and Beyond

NEW: Starting June 1, 2010, the types of Medicare Supplement Plans that you can buy will change:

  • There will be two new Medicare Supplement Plans offered: Plans M and N.
  • Plans E, H, I, J will no longer be available to buy. If you already have or you buy Plan E, H, I, or J before June 1, 2010, you can keep that plan. Contact your plan for more information.
What Med Supp Plans Will Cover On and After June 1, 2010.
Med Supp Benefits A B C D E3 F1 G H3 I3 J1,3 K L M N
Source: Oregon SHIBA 8/24/09 Volunteer Training Manual: Medigaps and Other Insurance to Supplement Insurance
Part A Hospital Coinsurance
Part B Coinsurance 50% 75% 2
Blood 50% 75%
Hospice Benefit         50% 75%
Skilled Nursing     50% 75%
Part A Deductible   50% 75% 50%
Part B Deductible                        
Part B Excess Charges                  
Foreign Travel Emergency          
2010 out-of-pocket limit $4,620* $2,310*    

* Once the out of pocket limit is reached plan pays 100% (Note: these are 2009 $ amounts)

1 Plans F and J also offer a high-deductible option. You pay $2,000 (2009 amount) before your coverage begins.

2 Plan N's Part B coinsurance: Beneficiary pays $20 per physician visit & $50 per Emergency Room visit, unless the patient is admitted, before coverage begins.

3 Plans E, H, I and J will no longer be sold after June 1, 2010. Because Med Supp Plans are guaranteed renewable, those who already have them may keep them.

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