Humana Medicare Supplement High Deductible Plan F
Medicare Supplement Plans (Medigap)
- Humana Medicare Supplement High Deductible Plan F
- 2013 Plan
|Medigap Plan||Plan F - HD|
|Office Visit for Primary Doctor||No charge after Plan Deductible|
|Office Visit for Specialist||No charge after Plan Deductible|
|Doctor Choice||Any doctor or medical provider that accepts Medicare|
|Out-of-Pocket Maximum||No limit|
|Prescription Drug Coverage||Not covered|
|Physical Exams||$0 copay|
|Hospital Services Coverage|
|Emergency Room||No charge after Plan Deductible|
|Ambulance Services||No charge after Plan Deductible|
|Urgent Care||No charge after Plan Deductible|
|Outpatient Lab/X-Ray||No charge after Plan Deductible|
|Outpatient Surgery||No charge after Plan Deductible|
|Hospitalization||No charge after Plan Deductible for Days 1-60;
No charge after Plan Deductible for Days 61-90;
No charge after Plan Deductible for Days 91-150 (Lifetime Reserve);
No charge after Plan Deductible for Additional 365 days after reserve
|Outpatient Rehabilitation Services||No charge after Plan Deductible|
|Skilled Nursing Facility||No charge after Plan Deductible|
|Home Health Care||No charge after Plan Deductible|
|Hospice||No charge after Plan Deductible|
|Dental Services||Not covered|
|Vision Services||Not covered|
(See more benefit details,
including Out of Network coverage)
|Outline of Coverage|
|Medicare Brochure(s)||Medicare & You
Choosing a Medigap Policy
- You can always call our licensed agents at 1 -800-299-3116 (TTY User: 711) Mon - Fri 8AM - 8PM ET, Sat 9AM - 6PM ET if you have questions, need help comparing plans, or to complete your enrollment.
- Humana - You may contact the Humana Medicare Enrollment and Information Center at 1-877-207-0150; TTY Users: 711. Monday - Friday, 8:00 a.m. to 8:00 p.m., Local time.
- Humana - The Humana family has Health plans with a Medicare contract.
- Humana - Humana family has stand-alone prescription drug plans with a Medicare contract.
- Humana - For Humana RPPO only: Sometimes the selection of in-network providers is limited in certain geographic areas or in some specialties. If the network in your area doesn't offer the specialist you need, you may be allowed to go to a non-network provider at the in-network rate. Be sure to contact non-network doctors before you see them to make sure they accept Medicare assignment and have agreed to accept payment from Humana.
- DO NOT CANCEL ANY HEALTH INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY (ALSO KNOWN AS AN INSURANCE CONTRACT OR CERTIFICATE) FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS.
- The quotes or rates shown above are estimates only. Your premium may be subject to change based on your medical history (pursuant to state law of residence), the underwriting practices of the insurance company, the optional benefits you selected, if any, and other relevant factors, such as changes in rates which take effect before your requested effective date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
- The quotes or rates shown above are for your requested effective date and age ONLY. If the actual effective date of your policy is different from the requested effective date and stated age, the actual premium of your policy may differ from the quote or rate above. The carrier you selected may not guarantee their rates for any period of time. Subject to certain exceptions, the carrier can apply medical underwriting to your application if you apply outside of an open enrollment period.
- The Monthly Cost amounts shown may be subject to change on an annual basis.
- Medicare evaluates plans based on a 5-Star rating system. Star Ratings are calculated each year and may change from one year to the next.
- Not every plan is available statewide or in all service areas.