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Medicare Advantage Plans in Kansas
What are Medicare Advantage plans in Kansas?
A Medicare Advantage plan in Kansas is an alternative for beneficiaries in the state that want to expand their health care coverage beyond Original Medicare. These plans are designed to be used in place of Part A and Part B, providing the same coverage for medical and hospital services, with the exception of hospice care. However, Medicare Advantage plans often provide additional benefits, such as prescription drug coverage, vision care, dental services, wellness services, and even hearing aids.
Beneficiaries that enroll in a Medicare Advantage plan in Kansas will be responsible for paying the monthly premium for the plan. They will also be accountable for following the rules of the plan, whether they are restricted to providers within the plan's network or are required to get referrals for specialty services. The private companies offering Medicare Advantage plans in the state must also follow the rules set by Medicare. It is important for a beneficiary to fully understand how a plan works before enrolling in that plan.
Prescription drug coverage and Medicare Advantage plans in Kansas
The majority of Medicare Advantage plans in Kansas include prescription drug coverage, offering beneficiaries full health care benefits in a single policy. These plans are also referred to as Medicare Advantage Prescription Drug, or MAPD, plans. Additionally, beneficiaries that choose a Medicare Advantage plan that does not include prescription drug coverage have the option of enrolling in a Part D plan and their Medicare Advantage plan at the same time. Be aware that some Medicare Advantage plans do not allow enrollment in a separate drug plan.
If the Medicare Advantage plan in Kansas does include coverage for prescription drugs, beneficiaries enrolled in this plan are not eligible for enrollment in a Part D plan. Those that do enroll in a Part D plan will be automatically disenrolled from their Medicare Advantage plan and placed back into Original Medicare.
Choosing a Medicare Advantage plan in Kansas
In 2013, there were 58 Medicare Advantage plans in Kansas for beneficiaries to choose from. Each of those plans may vary in terms of the types of benefits included, the amount of coverage available, and the cost of the plan. Beneficiaries must carefully weigh their options to find the best plan for their health needs and budget.
Comparisons should include specific benefits needed, such as vision or dental care. In addition, the cost of the plan may also vary, in regards to monthly premiums, deductibles, and copayments. It is important to look at all of these variables before selecting the Medicare Advantage plan in Kansas that provides the best coverage and the greatest value.
Trends in Medicare Advantage plans in Kansas
Some of the trends seen in Medicare Advantage plans in Kansas in 2012 include:
- There were 50,849 beneficiaries enrolled in a Medicare Advantage plan in the state
- That number represented 12% of the total Medicare population
- Of that number, 22,759 beneficiaries chose a Preferred Provider Organization (PPO)
- There were 44,288 beneficiaries enrolled in a Medicare Advantage Prescription Drug plan
- More than half (54%) of beneficiaries enrolled in a Medicare Advantage plan that had a $0 premium
Data provided by the Henry J. Kaiser Family Foundation.
Medicare has neither reviewed nor endorsed this information.