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Medicare Part D Plans in Idaho
What are Medicare Part D plans in Idaho?
A Medicare Part D plan in Idaho provides prescription drug coverage to beneficiaries who do not receive this benefit through other plans. This stand-alone coverage is available to any beneficiary currently enrolled in Part A and Part B. It is also offered to beneficiaries enrolled in a Medicare Advantage plan that does not include prescription drug benefits.
Medicare Part D plans in Idaho are also referred to as Prescription Drug Plans, or PDPs. They are offered by private insurance companies approved by Medicare. The type of coverage and the cost of the plan can vary. In 2013, Idaho had 32 such plans to choose from.
Medicare Part D plans in Idaho are restricted to beneficiaries that do not have other prescription drug benefits. For example, they cannot be used to double coverage for a beneficiary already enrolled in a Medicare Advantage plan that includes prescription medication benefits.
Enrolling in a Medicare Part D plan in Idaho
There are a number of times when beneficiaries can enroll in an Medicare Part D plan in Idaho, including during the:
- Initial Enrollment Period: This period runs for three months prior to the month that a beneficiary turns 65, includes the birthday month, and ends three months afterward.
- Annual Election Period: The period that runs from October 15 to December 7 of each year that allows beneficiaries to make changes to their current Medicare plan, including adding a Part D plan. This enrollment period also allows beneficiaries who are already enrolled in a Part D plan to switch to another plan of their choosing.
- Special Enrollment Period: When circumstances arise, such as changes to current health care coverage or a move, beneficiaries can also enroll in, or switch, a Medicare Part D plan in Idaho during what is known as a Special Enrollment Period.
Choosing Medicare Part D plans in Idaho
Medicare Part D plans in Idaho vary in terms of the medications covered and the amount of coverage provided. In addition, the cost of the plan can also fluctuate. Beneficiaries shopping for a Part D plan should first look at the plan details to ensure that the beneficiary's current medications are covered. In addition, beneficiaries should take a look at the cost of the plan, in terms of monthly premiums, deductibles, and other out-of-pocket expenses. Even beneficiaries not currently taking medications may want to consider a Part D plan in case their needs change in the future.
Trends in Medicare Part D plans in Idaho
Some of the 2012 trends affecting Medicare Part D plans in Idaho include the following:
- There were 84,785 beneficiaries enrolled in a Medicare Part D plan in Idaho.
- Those beneficiaries made up 35% of the total Medicare population in the state.
- 17 different organizations offered Prescription Drug Plans in Idaho.
- The percentage of plans with a $0 deductible was 44% of all PDPs offered.
- The average monthly premium for Part D plans in the state was $61.27.
Data provided by the Henry J. Kaiser Family Foundation.
Medicare has neither reviewed nor endorsed this information.